Asset Allocation Sets You on the Right Financial Path

Investing your money is a strategy that can provide for long-term financial security. It does involve some degree of risk and not everyone has the same level of risk tolerance, nor do they have the same financial goals. Determining how to allocate your assets is an individual choice, but it’s essential to your financial well-being. Asset allocation is more important than your decisions on individual investment choices.

Take a Broad View

The first step in making investment decisions is to take a few steps back and look at the big picture of your life. What are your financial goals in both the short- and long-term? How much risk are you able and willing to take with your investments? When you take a broad view, it makes it easier to determine how to distribute your assets among cash and equivalents, bonds and stocks.

How you allocate your assets contributes more to your investment experience than your decisions about individual investment choices. A First Savings Wealth Management advisor works with you to:

  • Assess your risk tolerance
  • Determine your short- and long-term financial goals
  • Evaluate your time horizon

With this information, you and your advisor create a new portfolio, with asset allocations that meet your needs.

Work With an Advisor

At First Savings Wealth Management, we work with clients nearing or in retirement to help them pursue financial independence through strategic planning. Contact us today to schedule a free consultation.

Asset allocation does not assure a profit or protect against a loss.  All investing involves risk, including possible loss of principal.